Premium Bonds winner bags £50,000 prize with £5 holding bought in 1971

One lucky Premium Bond saver has won £50,000 in the October 2025 draw with a tiny £5 holding they purchased back in June 1971.

The very fortunate person, who is from Scotland, has £7 invested in Premium Bonds in total. Their winning bond number for the £50,000 prize was 3FW742765.

The £50,000 prize is the third largest prize you can get from Premium Bonds and this month there were 151 handed out. Every month, there are two £1million prizes up for grabs.

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In the October 2025 draw, one of the £1million winners also came from Scotland. This person also holds £10,150 in Premium Bonds and their winning bond number was 498FZ511907 and it was purchased in April 2022.

The second £1million winner lives in Greater Manchester and they have £34,350 in Premium Bonds. Their winning bond number 524KB804512 was purchased in January 2023.

Have you won big on Premium Bonds and want to share your story? Let us know by emailing: mirror.money.saving@mirror.co.uk

Andrew Westhead, NS&I Retail Director, said: "As autumn arrives, two winners from North East Scotland and Greater Manchester are settling into the season a million pounds richer.

“Premium Bonds offer tax-free prizes to savers with every £1 Bond having an equal chance of winning in the draw, and it’s great to see our Scottish millionaire winning the jackpot with a holding of £10,150.

“Sometimes people don’t update their contact details with us, which can lead to unclaimed prizes. In Greater Manchester, there's one £100,000 prize and two £50,000 prizes still waiting to be claimed from past draws.”

Premium Bonds are a type of savings product by National Savings & Investment (NS&I) where you are entered into a monthly prize draw. Unlike a traditional savings account, you don't get interest back on your savings.

Premium Bond prizes start at £25, with the biggest possible prize each month being £1million. However, you're not guaranteed to win a prize - and the bulk of the prizes given out each month are for smaller amounts.

The maximum you can have saved in Premium Bonds is £50,000 and for every £1 invested, you get a unique bond number. The odds of a bond winning each month are 22,000 to 1 for every £1 bond.

If you win a prize, you should be emailed or sent a text message from NS&I and you can then have the money paid into your bank account, or reinvested in Premium Bonds.

You can also use the NS&I online prize checker tool, or the Premium Bonds prize checker app, to see if you've won. The prize fund rate - the nearest thing Premium Bonds has to an interest rate - is currently 3.60%.